Age-Based Risk Engine
Target Allocation
Adjust your age to see how the GRDE framework adapts. Younger investors tilt toward equity for growth; older investors shift toward stability assets for peace of mind.
50
years old
G
Gold & Silver
10%
R
Real Estate
15%
D
Debt
25%
E
Equity
50%
Allocation Breakdown
₹10L
Target
Component Comparison
Live Portfolio
Track Your Holdings
Enter your current holdings to see how your actual allocation compares to the GRDE target for your age.
G — Gold & Silver
₹0
Gold ETFs
Silver ETFs
R — Real Estate
₹0
REITs
InvITs
D — Debt
₹0
Liquid Funds
FD + POMIS
Bonds / NCDs
E — Equity
₹0
Mutual Funds
Indian ETFs
US / Intl ETFs
Variance Analysis — Actual vs Target
Total Portfolio:
₹10,00,000
| Asset | Actual ₹ | Actual % | Target % | Variance |
|---|
INVESTMENT SAFETY RATIO
ISR Analysis
Your ISR measures the proportion of stable, income-generating assets (G + R + D) against volatile growth assets (E). An ISR above 50% signals peace of mind.
Actual ISR — From Your Portfolio
50%
Actual ISR
Balanced Portfolio
Stability vs Growth Split
⬛ Stable (G+R+D)
Volatile (E) ⬛
Actual ISR
50.0%
Target ISR (Age 50)
50.0%
Deviation
0.0%
✅ Balanced Portfolio
Your ISR is well-aligned with your age-based target. G+R+D assets provide adequate INVESTMENT SAFETY RATIO while your equity allocation supports long-term growth. Maintain this allocation with periodic rebalancing.
Your ISR is well-aligned with your age-based target. G+R+D assets provide adequate INVESTMENT SAFETY RATIO while your equity allocation supports long-term growth. Maintain this allocation with periodic rebalancing.
ISR Component Breakdown